SGD Cash Counter for Singapore Dollar Notes and Coins
Count Singapore dollar cash with MAS-backed denominations, high-value and past-series guidance, coin tender limits, and an exact SGD example
- Author:
- Andy Chung
- Published:
- Currency data verified:
SGD-specific context
The SGD Cash Counter adds Singapore dollar notes and coins using exact integer cents. Sort the physical pieces, enter a whole non-negative quantity for each face value, and verify every subtotal against the cash group. The page's table and the locked calculator share the same reviewed Singapore currency data.
The ordinary drawer follows Portrait notes and Third Series coins
The default notes are S$100, S$50, S$10, S$5, and S$2. The default coins are S$1 plus 50, 20, 10, and 5 cents. Singapore's Portrait Series notification and the current Third Series coin rules support those working denominations.
A note or coin design can change without creating a second subtotal at the same face value. Count verified pieces by cash kind and value. TheCashCount does not authenticate currency, judge condition, or promise deposit-machine acceptance; use MAS guidance and the organisation's procedure for uncertain cash.
Stopped issuance did not demonetise the high notes
MAS gives different stop dates and handling rules for S$10,000 and S$1,000. S$10,000 issuance and bank recirculation stopped from 1 October 2014. S$1,000 issuance stopped from 1 January 2021, but banks may continue recirculating notes deposited with them. Existing notes at both values remain legal tender.
The two values therefore keep separate optional rows. Enable one only if that verified physical note is present. Legacy means stopped or unusual issuance in this operational interface; it does not mean retired, demonetised, or freely obtainable from a bank.
Past-series cash remains valid without becoming a current default
MAS says all Singapore notes and coins issued since 1967 remain legal tender. The statutory consolidation record includes past S$500, S$25, S$20, and S$1 banknotes. They are valid face-value cash but do not belong to the ordinary current Portrait Series drawer, so each stays behind Legacy Denominations.
The same rule preserves a past-series one-cent coin. The current Third Series, issued from 11 June 2013, contains S$1, 50 cents, 20 cents, 10 cents, and 5 cents—not one cent. Optional status keeps the older coin countable without mislabeling it as a current-series piece.
Legal-tender status, ordinary issue, and redemption or deposit convenience are not the same claim. An old piece may require a bank or appointed coin operator route even when it retains face value.
Twenty coins is a payment boundary, not a counting limit
Section 13 of the Currency Act and MAS's plain-language guidance say notes are legal tender to face value for any amount, while coins are legal tender up to 20 times each denomination—20 pieces per denomination in one transaction. A till, safe, or prepared coin bag may physically contain more.
The calculator should total the entire accepted inventory. It does not promise that another party must accept all those coins as one payment. MAS also explains that a vendor can set payment terms through written notice, another reason to keep commercial acceptance separate from face-value arithmetic.
A repeatable Singapore dollar close
Count from S$100 through five cents for an ordinary drawer, enabling optional rows only for verified legacy pieces in hand. Check each subtotal, then compare the completed Cash Count with Expected Cash. If the result is Over or Short, perform an independent physical recount rather than altering quantities to fit expectation.
The worked example uses two S$100 notes and three five-cent coins. Its S$200.15 result is rendered from 20,015 integer cents by the same production function and formatter as the locked SGD calculator.
Worked SGD Cash Count
Two S$100 notes and three five-cent coins
| Denomination | Quantity | Subtotal |
|---|---|---|
| S$100.00 | 2 | S$200.00 |
| S$0.05 | 3 | S$0.15 |
| Cash Count total | S$200.15 | |
This result is produced by the same exact calculation function as the live calculator.
Official sources
- Singapore Statutes Online: Currency Act 1967
- Singapore Statutes Online: Denomination and Characteristics of the Currency Notes
- Monetary Authority of Singapore: Third Series Circulation Coins
- Monetary Authority of Singapore: Are $1,000 or $10,000 Notes Still Legal Tender?
- Monetary Authority of Singapore: What Can I Do with Past-Series Notes and Coins?
- Singapore Statutes Online: Currency Notes and Coins (Consolidation) Notification
- Monetary Authority of Singapore: Legal Tender Limit for Notes and Coins
- Monetary Authority of Singapore: Can a Vendor Refuse Cash or Certain Denominations?
- Singapore Statutes Online: Third Series Circulation Coins
Corrections
If a denomination, lifecycle note, source, or worked total looks wrong, report it from the Contact page. Include an official source when one is available.